Several years in the making, The Midwife Plan is an Allied Healthcare Professional and General Liability Insurance policy designed specifically for Out-Of-Hospital (OOH) Midwives and Birth Center Practices. It is available exclusively for members of these professional  organizations:

  • American Association of Birth Centers (AABC)
  • American College of Nurse-Midwives (ACNM)
  • Midwives Alliance of North America (MANA)
  • National Association of Certified Professional Midwives (NACPM)

Options are also available for midwives and birth centers.  We provide services in all settings, including hospital and physician practices.

Apply to become insured as a midwife here: Midwife Application – The Midwife Plan

Apply to have your Birth Center insured here: Birth Center Application – The Midwife Plan

Please email completed form to Ann Geisler at or fax it to (407) 985-3556.

Southern Cross gives you better coverage quickly, with turnaround in 24-48 hours. We know your business. We solve your need for coverage.



Buyer BewareRisk Retention Groups are a type of insurance transfer company that is owned by each policyholder. Policy holders usually are also required to make a “contribution” to join to cover the companies’ expenses and claims.  Southern Cross Insurance Solutions no longer recommends this type of insurance because these companies are not regulated to the same extent as a licensed insurance company. Many are not financially stable, do not have separate accounting departments, are difficult to reach in event of a claim and some only cover claims that meet the definition of a legal request for damages (letter from attorney). So, if you have an “incident” that could give rise to a claim in the future, many times these are not covered if you try to report them.

Due to the lack of regulation and prior experience trying to work with RRG’s, we find these types of insurance transfer unreliable and unaccountable for their actions. Clients that we placed in these type of companies in the past were informed this was the best alternative we could offer at the time. Now we have much better options.  If you’re going to purchase professional liability insurance, spend your hard earned money on a real policy with real coverage from a trusted advisor.  If you have any questions about the insurance plan that’s right for you, please contact Ann Geisler at (888) 985-3542.


2014 AABC Birth Institute & Annual Meeting

August 18, 2014

The 2014 AABC Birth Institute & Annual Meeting is set to take place from September 18-21st!  Southern Cross Insurance Solutions is happy to support this wonderful event as a $2,500 Gold Sponsor. This year’s event is entitled Birth Centers:  Modeling the Future of Maternity Care, and will take place in Washington DC.  The AABC Birth Institute […]

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ACNM 59th Annual Meeting & Exhibition

May 14, 2014

Ann Geisler is excited to be in attendance for the ACNM 59th Annual Meeting & Exhibition today!  Ann will be in Denver for all four days of the event. We found a description of the event via ACNM’s impressive mobile app for the event: At the ACNM 59th Annual Meeting & Exhibition in Denver, midwives […]

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Birth Center Malpractice Insurance FAQ

February 12, 2014

Founder of The Midwife Plan, Ann Geisler, would like to share her expertise on some common questions that come up when discussing birth center malpractice insurance with her clients: Is it common practice in the malpractice insurance industry to shop around at renewal time? Yes, as an Independent Agency, we have access to many different […]

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MANA 2013 | Birthing Social Change

October 25, 2013

Southern Cross Insurance Solutions and The Midwife Plan arrived in Portland yesterday for the MANA 2013 Conference!  We are proud to be a Silver Sponsor of the event this year after attending every year since 1997. The theme for MANA 2013 is “Birthing Social Change”.  The theme speaks to the heart of MANA’s goal of […]

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AABC Gala to Grow Birth Centers 2013

September 27, 2013

Ann Geisler and Melanie Hart are excited to attend the AABC Gala to Grow Birth Centers event on Saturday, September 28th!  The event is AABC Foundation’s annual fundraising event and it is being held at the AABC Birth Institute in Minneapolis, Minnesota. The theme of this year’s fundraising event is “Party at the Headwaters“.  We look […]

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Midwives Association of Florida Conference 2013

September 17, 2013

Southern Cross Insurance Solutions and The Midwife Plan are excited to attend the Midwives Association of Florida Conference 2013!  We are proud to participate as a Platinum Sponsor, as well as conduct two CEU sessions.  The CEU sessions will be “Professional Liability Insurance 101” and “Risk Managament for Adverse Outcomes”.  We will be attending September 20-21. The theme for […]

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Top Ten Ina May Gaskin Quotes

August 6, 2013

We would like to honor Ina May Gaskin and her amazing work for midwives with what we think are her top ten midwifery quotes of all time: 1.)  “It is important to keep in mind that our bodies must work pretty well, or there wouldn’t be so many humans on the planet.”   2.)  “There is no […]

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Congratulations JayVon Muhammad!

July 28, 2013

The Midwife Plan would like to congratulate JayVon Muhammad for becoming the new CEO of Marin City Health and Wellness Center!  JayVon has had a tremendous impact in the world of midwifery, and we know she will continue her success in the Marin City Community.  The following is from the NACPM that contains more information […]

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Are You a Midwife Without Liability Insurance?

June 25, 2013

Some midwives choose not to purchase liability insurance. Ann Geisler has two alternative suggestions: 1.)  Incorporate binding arbitration in your practice as an alternative dispute resolution. Contact Ann Geisler at (888) 986-3542 today for a description (in plain English) of how this process works. 2.)  Incorporate or form a legal entity to help shield and protect […]

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